The HDB flats hum with static. Power cuts last

hours. Water flows only twice a week. The old

man’s ghost lingers in Unit 12B, where he died

waiting for a repair.

The grab driver’s phone buzzes. A lottery win—

$30,000. He smiles, but the app freezes. A voice

whispers, “You owe.”

He recalls the night his father vanished. No

warning. No body. Only a note: “Tell the others.

The flat’s walls bleed ink. The ghost

materialises, faceless, pointing at the driver’s

chest. A contract appears—written in blood. A

debt from 1978.

He refuses. The ghost vanishes, but the power

fails. His phone dies. The building darkens.

In the blackout, he finds his father’s photo in

a drawer. A name: Ah Meng. A address: Kampong

Bahru.

He drives through the old town, past shuttered

shops and burning trash. The ghost reappears,

now with a face—his own.

A shrine stands in the ruins. He lights incense.

The ghost speaks: “You are the heir.”

The lottery money vanishes. A new message: “Pay

in blood.”

He returns to the HDB, finds the ghost’s

daughter—a child with no eyes. She hands him a

knife. “Cut your palm.”

He obeys. The flat fills with light. The ghost

smiles. “You are free.”

The next morning, the power is back. The lottery

win is gone. But the flat is clean. The walls no

longer bleed.

He drives again. The city still cracks, but the

ghosts are quieter.

The child’s voice lingers in his head: “You are

the heir.”